Disclaimer
Last Updated: October 2026 • Governing all Cash Hand reports, guidance, and digital tools
“Cash Hand provides cash-flow analysis and business planning support. It does not provide investment advice, audit services, tax filing, legal advice, loan approval or guaranteed financial outcomes. Customers should verify important financial, tax and legal decisions with qualified professionals.”
1. Not a Substitute for Chartered Accountants or Legal Counsel
Cash Hand is a cash-flow analysis and operational support service for Indian MSMEs. We do not provide statutory audits, tax representation, GST return filing, loan sanction guarantees, legal opinions, or registered investment advisory services.
All businesses should review their statutory tax filings, GST liabilities, audit requirements, and legal agreements with a licensed Chartered Accountant (CA), tax professional, or lawyer.
2. Forecasts are Estimates, Not Guarantees
Our 30-day cash projections, overdue receivables rankings, and liquidity trajectory calculations are estimates derived from the data you provide (such as bank balances, pending invoices, planned expenses, and sales figures).
Actual cash outcomes may differ due to unexpected payment delays, supplier terms, client insolvencies, market shifts, or revised expenses. Cash Hand does not guarantee that projected receivables will be recovered on specific dates or that cash shortages will be prevented automatically.
3. Reliance on Customer-Supplied Data
The completeness and usefulness of any report, observation, or recommendation depend entirely on the accuracy, timeliness, and completeness of the financial information provided by you. We do not conduct independent audits or background verifications of your counter-parties.
4. Commercial & Credit Decisions
All business decisions — including granting credit to customers, initiating legal recovery notices, scheduling supplier payments, purchasing inventory, hiring staff, or taking commercial credit — are made solely at the discretion and risk of the business owner. Cash Hand accepts no liability for decisions made based on reports or discussions.
5. Questions or Clarifications
If you have any questions regarding the scope of our cash-flow analysis service, please reach out to our official desk at Cashhand804@gmail.com or via WhatsApp at +91 9039436476.